• Personal Loan

A personal loan is a great help to pay for something very special like a dreaming holiday, special celebration or home renovations.

  •  How Personal Loans work?

A personal loan is money borrowed over 1 to 7 years. You also pay interest plus     fees and charges.

  • Eligibility and required documents?

The credit provider will look at your credit report and ask for:

  • Payslips
  • Bank account statements
  • Copies of other credit contracts and bills
  • Then, they can verify your eligibility to meet the loan repayments without financial hardship
  • Business Loan

A business loan is a great loan to grow your business, improve your cash flow or purchase inventory.

  • Eligibility and required documents?

  • An ABN or ACN
  • Been in business for at least 6 months
  • At least $5,000 in monthly sales

* Some lenders offer loans for new businesses, and you may also have the option of alternative financing, such as invoice factoring and equipment loans.

  • Car Loan

There are lots of lenders and loan types to choose from to get your car loan. you just decide on your dream car and we help you to choose the best loan based on your financial situation.

Then, the loan provider will purchase the car for you and you then pay back the lender the cost of the car plus interest costs, over a set period of time, usually three to five years.

  • Process and Required Documents:

  • credit score health check. You never know what could be in your credit history.
  • Organise your paperwork:
    1. personal identification (such as your license or passport),
    2. proof of income,
    3. copies of bank statements,
    4. copies of bills,
    5. information on any debts you may have (such as credit cards).
    6. information about the car you want to buy.
  • Home Loan

  •  Home loans can vary from lender to lender and, they can be fixed and variable with different interest rates.Matthew Rostami, our dedicated mortgage broker, will be there to find the best loan for you and regardless of whether it’s a new home, your first home or a refinance, he will  guide you through the whole process.We analyse your situation and scan the market on your behalf to find the right loan for you at the best possible rate and  of course save your time and money.We have access to thousands of loans from more than 27 leading Australian lenders to compare the loans to identify the best loan that matches your needs.
  • Is refinancing worth it?
  • Refinancing your home loan can result in considerable long-term savings, but it largely depends on your personal situation and current home loan.
  • For example, say you are currently paying five percent interest per annum on a $500,000 home loan and refinance to a lender offering a four percent interest rate per annum.
  • Considering the fees involved in refinancing – including a valuation fee, application fee, registration of mortgage fee and a discharge of mortgage fee – you could still save up to $5000 in interest a year.
  • In the first year alone you’d easily make back any exit or set-up fees you’ll pay to refinance, not to mention the long-term savings you could benefit from.
  • Another way refinancing could save you money is if you are paying high interest rates on multiple credit cards and you consolidate all your debt into a single refinanced home loan at a lower interest rate.
  • It’s a good idea to review your home loan every 12 months or so to make sure it’s still meeting your needs. Just remember to carefully weigh up the potential long-term savings versus any fees you may incur.