5/128-132 Woodville rd, Merrylands, NSW, 2160 0434 272 018 info@mbrassociation.com.au

Open hours: 9am-6pm

Simplifying Finance, Empowering Your Dreams.

Whether it’s buying your dream home, driving the car you’ve always wanted, expanding your business, or planning a special life milestone, we make the process straightforward and stress-free. With tailored solutions, expert advice, and access to a wide network of trusted lenders, we’re here to guide you every step of the way.

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We Provide Exclusive Service

We Provide The Best Mortgage Broker Services

Business Loan **

Home Loan **

Car Loan **

Refinancing **

Personal Loan **

Business Loan **

Home Loan **

Car Loan **

Refinancing **

Personal Loan **

200

+

Home Loans

50

+

Business Loans

300

+

Car Loans

8

YEARS OF EXPERIENCE

  • A fixed interest rate remains constant for a set period, typically 1 to 5 years, offering predictable repayments.
  • A variable interest rate fluctuates based on market conditions, which may result in lower or higher repayments over time. Many borrowers choose variable rates for their flexibility, such as making extra repayments without penalties.

Most lenders require a minimum deposit of 5% to 20% of the property’s purchase price. If your deposit is less than 20%, you may need to pay Lenders Mortgage Insurance (LMI) to protect the lender. However, there are schemes like the First Home Guarantee that can help eligible first-home buyers with smaller deposits.

Yes, it’s possible to get a loan with bad credit, but options may be limited, and the interest rates could be higher. Some lenders specialize in bad credit loans, and having a strong repayment plan or collateral can improve your chances. It’s a good idea to check your credit report and work with a broker to explore the best options.

To apply for a loan, you typically need:

  • Proof of identity (e.g., passport or driver’s license)
  • Proof of income (e.g., payslips or tax returns for self-employed individuals)
  • Bank account statements
  • Information on existing debts (e.g., credit cards or other loans)
  • For home loans, additional details about the property may also be required.

Get in Touch

Have questions or need assistance with loans and finance? We're here to help! Whether you're looking for personal, business, car, or home loan solutions, our friendly team is ready to guide you every step of the way. Fill out the form below, and we’ll get back to you as soon as possible. Let’s find the right financial solution for you!

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MBR Association is a Mortgage company based in Merrylands. We work with you to ensure you understand your loan options and know exactly how much you can borrow

Address:

5/128-132 Woodville rd, Merrylands, NSW, 2160

Phone Number:

0434 272 018

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